Financial inclusion at our core

IMFA REFERRAL PROGRAM

IMFA Referral Program is a platform where the referrer can get rewarded for their efforts when introducing their friends to IMFA in terms of tokens. IMFA tokens are provided to IMFA Global registered applicants after the registration process is completed along with the payment of the course fees. These tokens can be accumulated and redeemed for other courses offered by IMFA Global or services rendered by its associates. The IMFA tokens increase as other applicants’ use your referral token code while registering for a corresponding course. Use the share options in your customer portal to avail the feature to generate more referral prospects. You can start sharing your referral code in various social handles including Facebook, Messenger, Twitter, Linkedin, Whatsapp, Telegram and Viber. Apart from the above social pages, you can also copy the link of the referral code and share it in other mediums.

It works in three simple steps.

1. 1. Get Referral Link

   Register as a trainee and generate referral links.

2. 2. Invite Friends

   Invite friends to register through the referral link and get rewarded after the registration process is completed along with the payment of the course fees.

3. 3. Earn Rewards Together

   For every approved referee*, you i.e. referrer** will receive 20% of the course fees as IMFA Tokens*** from one registered applicant. The referee will also receive a 20% discount on their course fees when they register via the referral link of the referrer.

   For Example:

   If the course fee is USD 100, then 20% of 100 i.e. 20 IMFA tokens will be updated in your account.

   *“Referee” means a person who has given his/her approval and whom the Referrer has referred through the Referral Program.

   ** “Referrer” means a person who is voluntarily participating in the Referral Program by referring eligible friends to become Referees.

   *** The value of 1 IMFA token will be equivalent to USD 1 or NPR 100 depending upon the currency of payment.

   Terms & Conditions

   • All referral tokens are calculated in real-time and transferred to the respective accounts.
   • The settlement assets of referral tokens are the same as the currency of payment generated by the course fees of the invited friend (referee).
   • For a referee to receive a discount, they must register using the corresponding referral link (referral ID).
   • There is no limit to the number of friends (referees) a single referrer can invite.
   • Referral tokens are non-transferrable.
   • Referral tokens are not redeemable for cash.
   • Exchange rate fluctuation will not affect the value of the IMFA Tokens.
   • For the course fees, you can also partially pay with the IMFA tokens and the rest of the amount can be transferred.
   • IMFA may adjust the proportion of referrals at any point and reserves the right to adjust or amend the rules of the referral program.
   • IMFA does not allow any referrer to self-invite through multiple accounts. Once such activity has been detected, all referrals will be canceled and all referral tokens for the referee’s accounts will be canceled.

Important Notice:
IMFA reserves the right to change the terms of the referral program at any time due to changing market conditions, risk of fraud, or any other factors we deem relevant.